Every month, the Canada Revenue Agency (CRA) goes unnoticed but plays an indispensable part in the routine of millions of Canadians. To put it more clearly, if you are a pensioner expecting the Canada Pension Plan (CPP), a mom or dad benefiting from the Canada Child Benefit (CCB), or a poor person, the payments from the CRA will very much ease your burden.
The payment schedule for November 2025 includes many of the primary benefit programs such as Old Age Security (OAS), Guaranteed Income Supplement (GIS), and CP (Canada Pension Plan) among others. Let’s take a deeper dive into this month’s payments, who gets to benefit from them, and the timing of these funds credited to their accounts.
CRA Benefits Overview November 2025
The Canada Revenue Agency is continuing to offer several programs this month to help people with varying income levels and needs. The goal is to provide stability to seniors, families, low-income workers, and the economically vulnerable.
| Description | Information |
|---|---|
| Institution | Canada Revenue Agency (CRA) |
| Covered Benefits | OAS, CPP, GIS, CCB, CWB, GST/HST Credit, etc. |
| Beneficiaries | Seniors, families, low-income individuals, and the working class |
| Payment Frequency | Monthly or Quarterly (depending on the program) |
| Month | November 2025 |
| Official Website | www.canada.ca |
Canada Pension Plan (CPP) – November 2025
The Canada Pension Plan (CPP) ranks high among the most favored governmental schemes for the people depending on it to get a continuous money flow after they retire. This plan provides a monthly benefit that is subject to tax and is determined by the total contributions made during the retiree’s working life.
- Average Monthly Payment (2025): Approximately $1,433
- Eligibility: Based on your lifetime contributions and earnings
- Payment Date: November 26, 2025
This amount may not seem large, but it proves to be extremely helpful for retired citizens in balancing their monthly expenses.
Old Age Security (OAS) – November 2025
The OAS plan is for those who are 65 years of age or older. It does not depend on your work history. This plan is funded from the government’s general tax revenues to provide basic financial security to all seniors.The OAS program is designed for people who are 65 or older. It is not based on your employment records. The government funds this program through its various tax revenues considering the support of all elderly as a basic right.
| Age Group | OAS Monthly Payment (2025) |
|---|---|
| 65–74 years | $745.25 |
| 75 years or older | $814.00 |
| Payment Date: | November 26, 2025 |
This payment often helps cover daily expenses like food, rent, and medical expenses—necessities that never end.
Guaranteed Income Supplement (GIS) – November 2025
If you’re already receiving OAS but still have limited income, the GIS plan provides additional support. This tax-free monthly payment is intended to provide relief to low-income seniors.
- Monthly Range: $660 – $1,097 (depending on income and marital status)
- Payment Date: November 26, 2025
While this may be a limited amount, for many seniors it becomes a foundation of stability and security in their lives.
Canada Child Benefit (CCB) – November 2025
Raising children has become quite expensive these days. The government’s Canada Child Benefit (CCB) scheme eases this financial burden. It is a tax-free monthly payment provided to families with children under 18 years of age.
| Child’s Age | Monthly Benefit (2025) |
|---|---|
| Under 6 Years | $666 |
| 6–17 Years | $592 |
| Payment Date: | November 20, 2025 |
If parents share joint custody, payments are paid in equal parts to maintain fairness.
Canada Workers’ Benefit (CWB) – November 2025
This is a refundable tax credit for individuals and families who are working but have very low incomes. Its purpose is to encourage those who work and strengthen their financial situation.
- Annual Payment (2025):
- For single individuals: $1,590
- For couples filing jointly: $2,739
- There will be no payment in November 2025, as the CWB is typically paid on a quarterly basis.
GST/HST Tax Credit – November 2025
This scheme is designed for middle- and low-income Canadians to help them offset the impact of sales tax.
| Category | Quarterly Payment (2025) |
|---|---|
| Single Individual | $533 |
| Couple | $698 |
This credit will not be paid this month, i.e., November 2025. Next paymentThe benefit will be issued in January 2026.
Child Disability Benefit (CDB) – November 2025
This benefit is for families with children under 18 years of age with a severe or long-term disability. It provides additional support to the CCB. This plan aims to provide financial relief to parents who incur additional expenses for their children’s special care and medical needs.
Alberta Child and Family Benefit – November 2025
This is an additional provincial plan for families in Alberta that provides financial assistance to low- and moderate-income households.
- Payment Date: November 27, 2025
This plan works in conjunction with federal programs and provides a cushion for families struggling with rising living costs.
CRA Payment Calendar – November 2025
| Benefit | Payment Date |
|---|---|
| Canada Pension Plan (CPP) | November 26, 2025 |
| Old Age Security (OAS) | November 26, 2025 |
| Guaranteed Income Supplement (GIS) | November 26, 2025 |
| Canada Child Benefit (CCB) | November 20, 2025 |
| Ontario Trillium Benefit | November 10, 2025 |
| Alberta Child and Family Benefit | November 27, 2025 |
| GST/HST Tax Credit | No Payment |
| Canada Workers’ Benefit | No Payment |
| Carbon Tax Rebate | No Payment |
Quick Review – Key Benefit Amounts (2025)
| Benefit Type | Average Monthly Amount |
|---|---|
| CPP | $1,433 |
| OAS | $745.25 – $814.00 |
| GIS | $660 – $1,097 |
| CCB | $666 (under 6 years), $592 (6–17 years) |
| CWB | $1,590 (single), $2,739 (couple) |
| GST/HST Credit | $533 (single), $698 (couple) |
Final Thoughts: Make Budget Planning Easier
The CRA’s payments in November 2025 come as a relief for the Canadian people. Major payments like CPP, OAS, and GIS are set to be available on November 26th, while the CCB will be distributed to families on November 20th.
November isn’t, however, the month for the GST/HST, CWB, and Carbon Tax Rebate programs, but these will be made available again in the next cycle.
If you are aiming to balance your monthly budget, it is very important that you keep track of the aforementioned dates. Accessing CRA My Account and looking for upcoming payments is a means of getting greater visibility and comfort in financial management.
Not only do these CRA programs guarantee economic stability but they also bring to millions of Canadians a sense of security and dignity. November has been so far another month that continues the tradition of support and trust.
FAQs
Q1. When will the CRA issue CPP, OAS, and GIS payments in November 2025?
All three benefits — CPP, OAS, and GIS — will be paid on November 26, 2025.
Q2. What is the Canada Child Benefit (CCB) payment date for November 2025?
The CCB payment will be issued on November 20, 2025.
Q3. Will there be a GST/HST credit payment in November 2025?
No, there is no GST/HST credit payment this month. The next one will be in January 2026.
Q4. Who is eligible for the Guaranteed Income Supplement (GIS)?
Low-income seniors who already receive Old Age Security (OAS) are eligible for GIS.
Q5. How can I check my upcoming CRA payments and dates?
You can log in to your CRA My Account on the official website www.canada.ca to view payment details and schedules.